I think the Dutch system gives you the best of both worlds. Everyone is required to have at least basic health insurance. Every year, there's a new definition o

I think the Dutch system gives you the best of both worlds. Everyone is required to have at least basic health insurance. Every year, there's a new definition of what "basic insurance" entails and all insurance providers are required provide a "basic insurance" package at a specific cost. Of course, there are all sorts of addons to increase your coverage. If you are unemployed or earn below a certain treshold, you get a monthly stipend to pay for basic insurance. In the end, I can choose where to get my insurance from, but "basic insurance" is the same price everywhere and if I lose my job or I have very little income, I am guarenteed to get that stipend to help pay for it. Basic insurance is roughly ~100 euros/month.