Unfortunately a credit report can be a part of some jobs. I found this out the hard way when I tried to do what you said - ignore the calls - and there was an u

Unfortunately a credit report can be a part of some jobs. I found this out the hard way when I tried to do what you said - ignore the calls - and there was an unpaid debt from 6 years ago on my credit report anyway when I had to get a clearance. Many people frame this as a "say this magic phrase to get your bill reduced" and I just don't think it's that simple any more. Some of the consequences from not paying just come back down the road.