3 ms·

In Germany, does your health insurance cost >$600 per month for 1 person if your employer or government doesn't subsidize it (for example, if you are self-emplo

In Germany, does your health insurance cost >$600 per month for 1 person if your employer or government doesn't subsidize it (for example, if you are self-employed and earning more than minimum wage from it)? Because that's the case in the US.

NicoJuicy 7y ago
7,4 € per month for everyone ( Belgium) https://www.cm.be/lid-worden/cm-bijdrage https://www.cm.be/lid-worden/cm-bijdrage Eg. Going to a doctor for a blood check costs 1€, 14€ is paid by the insurer
t0mas88 7y ago
Similar to Germany here: Insurance costs around € 100 per month per adult, kids under 18 are free. If you have a low income (below roughly 40k per year) you effectively pay less all the way down to zero (if your income is below about 14k per year), because the government pays part of your premium for you.
- Faark 7y ago
  > 100€/month/adult God I wish, it's about double that [0]: 162€ (health insurance) + 32€ (statutory nursing care insurance) for those making ~1k€/month or less. Not counting any gov support. Btw ~870€ seems to be the max, if you earn ~4700€/month or more. And from what I remember there is a way to opt out of the public system and switch to private insurance, but this is kind of discouraged by being hard to switch back and requiring significant income in the first place. > (german) https://www.tk.de/techniker/leistungen-und-mitgliedschaft/informationen-versicherte/veraenderung-berufliche-situation/freiwillige-krankenversicherung-tk/haeufige-fragen-zu-beitraegen-fuer-freiwillig-versicherte/beitragshoehe-freiwillig-versichert-nicht-erwerbstaetig-2006970 https://www.tk.de/techniker/leistungen-und-mitgliedschaft/in...
- sumofi 7y ago
  Mine costs around 700. But that's based on my salary. I hit the upper limit. It is always reasonable and affordable.
bcrosby95 7y ago
Yeah, I have 3 kids, and my employer pays $3k/month for our health insurance.
- martin_a 7y ago
  In Germany? I doubt it.
martin_a 7y ago
Nah, it doesn't. There are upper limits for the national health insurance which is based on a fixed percentage of your monthly income. I've passed that border this year (earning around 66 k€/year) and from now on, I will not have to pay more, so my procentual share actually goes down from now on. If I'd marry now, my wife and any children would also be covered by my percentage, it's called "family insurance". Pretty fair after all. (Some limitations apply, but if my wife would stop working, she would be covered through my insurance.)

NicoJuicy 7y ago

7,4 € per month for everyone ( Belgium) https://www.cm.be/lid-worden/cm-bijdrage https://www.cm.be/lid-worden/cm-bijdrage Eg. Going to a doctor for a blood check costs 1€, 14€ is paid by the insurer

t0mas88 7y ago

Similar to Germany here: Insurance costs around € 100 per month per adult, kids under 18 are free. If you have a low income (below roughly 40k per year) you effectively pay less all the way down to zero (if your income is below about 14k per year), because the government pays part of your premium for you.

Faark 7y ago
> 100€/month/adult God I wish, it's about double that [0]: 162€ (health insurance) + 32€ (statutory nursing care insurance) for those making ~1k€/month or less. Not counting any gov support. Btw ~870€ seems to be the max, if you earn ~4700€/month or more. And from what I remember there is a way to opt out of the public system and switch to private insurance, but this is kind of discouraged by being hard to switch back and requiring significant income in the first place. > (german) https://www.tk.de/techniker/leistungen-und-mitgliedschaft/informationen-versicherte/veraenderung-berufliche-situation/freiwillige-krankenversicherung-tk/haeufige-fragen-zu-beitraegen-fuer-freiwillig-versicherte/beitragshoehe-freiwillig-versichert-nicht-erwerbstaetig-2006970 https://www.tk.de/techniker/leistungen-und-mitgliedschaft/in...
sumofi 7y ago
Mine costs around 700. But that's based on my salary. I hit the upper limit. It is always reasonable and affordable.

bcrosby95 7y ago

Yeah, I have 3 kids, and my employer pays $3k/month for our health insurance.

martin_a 7y ago
In Germany? I doubt it.

martin_a 7y ago

Nah, it doesn't. There are upper limits for the national health insurance which is based on a fixed percentage of your monthly income. I've passed that border this year (earning around 66 k€/year) and from now on, I will not have to pay more, so my procentual share actually goes down from now on. If I'd marry now, my wife and any children would also be covered by my percentage, it's called "family insurance". Pretty fair after all. (Some limitations apply, but if my wife would stop working, she would be covered through my insurance.)