This is great advice--looking at it from that angle. To add to your advice, consider looking into the private sector for any potential help--interest forgivenes

This is great advice--looking at it from that angle. To add to your advice, consider looking into the private sector for any potential help--interest forgiveness, loan consolidation, or even refinancing a home mortgage (get rid of the PMI, etc.). The private and public sector are two sides of the same coin for small biz entrepreneurs.