2 ms·
You can contribute to a non-deductible traditional IRA, then roll over to a Roth IRA regardless of income thresholds.
by benmanns 7y ago
You can contribute to a non-deductible traditional IRA, then roll over to a Roth IRA regardless of income thresholds.
- loeg 7y agoWith the big, big caveat that this has tax implications if you have any other traditional IRAs. If you don't have t.IRAs — great, do it. If you do have t.IRAs, you should read about "pro rata" and consider rolling your former t.IRA into a 401(k) (employer or individual) before making so-called backdoor Roth IRA contributions.