IMO, the biggest unknown right know is that we don't know how long this pandemic is going to last or when the new case curve will start to flatten. This create

IMO, the biggest unknown right know is that we don't know how long this pandemic is going to last or when the new case curve will start to flatten. This creates uncertainty and markets HATE uncertainty. I think once we get a sense of this, the market will be able to price in the overall impact and thus bottom out. Other things that would accelerate this understanding of the timeline would be things like a vaccine, cure, etc. Obviously, a big risk is that we continue to see infection rates rise. Some interesting statistics I found regarding US Economy, According to the BEA, Housing and Heath account for more than 50% of services spending in the United States. Transportation, restaurants and recreation account for a bit more than 20%. The other issue the market is trying to digest is the Oil shock brought on by Saudi/Russia price war. I almost want to say that I'd wait for some sort of agreement on this as well before I even attempt to invest in the sector. In terms of what I'm investing in, I don't currently try to pick individual stocks, something I did for nearly a decade for Institutional Investment funds, instead I prefer to diversify across market cap, so a large cap (Russell 1000, IWB), mid cap (Russell Mid Cap, IWR), and small cap (russell 2000, IWM) index to diversify.