It is also bad for their landlord, because the property will be idle until things improve. A landlord is better letting the business shutter for a year and have

It is also bad for their landlord, because the property will be idle until things improve. A landlord is better letting the business shutter for a year and have a paying tenant again when it reopens, than to kick out the tenant and pay the costs in a years time to entice a new tenant in an environment that would be best described as a renters market. If I was the renter, I certainly wouldn't be getting a loan. Renters have a good bargaining position right now.