Our points are NOT mutually exclusive. The system is flawed, and always buckles under the pressure of a disaster. Yes, the flaws made it weaker and it is theref

Our points are NOT mutually exclusive. The system is flawed, and always buckles under the pressure of a disaster. Yes, the flaws made it weaker and it is therefore buckling hard. But it's pretty clear that people are scared, and the market reflects that. If you're in doubt, take a quick look at the VIX and other volatility indicators. EDIT: "Our points are NOT mutually exclusive" changed to add "NOT"