PayPal gets away with a lot of ridiculous behavior because it gets to act like a bank, without being constrained by any of the regulations normally applied to b

PayPal gets away with a lot of ridiculous behavior because it gets to act like a bank, without being constrained by any of the regulations normally applied to banks. I don't know anyone who has a positive word to say about them. They're unfortunately the only game in town for certain services/transactions.