Another real cross-party issue is how quick people are to label other people doing their best to make it in complex systems as selfish and immoral. If you have

Another real cross-party issue is how quick people are to label other people doing their best to make it in complex systems as selfish and immoral. If you have a $400k mortgage on a $500k asset, and I'm proposing systemic changes to make it worth $250k, you'll end up owing $150k more than it's worth. If something happens and you lose your job, you're screwed. You can sell and refinance and you'll still owe nearly as much every month as the person who bought your newly cheaper house, but now you don't have a house. It's not about "I got mine, fuck you" so much as "this is my life's savings you're talking about making dramatically smaller" and "I'm super leveraged on this asset."