This is exactly the point. There is never a reason to save if the government will always bail you out. If you are forced to save because not saving could mean

This is exactly the point. There is never a reason to save if the government will always bail you out. If you are forced to save because not saving could mean certain company death, you will save. And make sure you have a two year runway if zero business is happening. But with the bailouts the companies are rightfully maximizing shareholder value. The bailout should directly go to displaced workers and supporting them. It'll directly stimulate the economy and correctly punish the company got fucking itself.