Its also not about paying mortgages. In fact if you go for any sort of loan they are not allowed to factor the $1k into your income. If they do that, the cost

Its also not about paying mortgages. In fact if you go for any sort of loan they are not allowed to factor the $1k into your income. If they do that, the costs of living goes up by $1k universally and it's a waste of time.