Yeah, but my point is, if you take this to a ridiculous extreme ($1B per person), this would surely cause a disaster. So somewhere between 0 and this extreme,

Yeah, but my point is, if you take this to a ridiculous extreme ($1B per person), this would surely cause a disaster. So somewhere between 0 and this extreme, it goes from having little effect to having a big one, and I suspect it may be non-linear.