Super beginner question - as somebody holding some Swiss cash on top of some basic reserve, I understand now it would be too risky to enter any stock/other mark

Super beginner question - as somebody holding some Swiss cash on top of some basic reserve, I understand now it would be too risky to enter any stock/other market. I am a pessimist in expectations what will happen - rather gloomy state of affairs for next year or so, no fancy vaccine/quick tests etc. Here is the question - what investment vehicle, if any, would you consider for looking into when wanting to presumably enter this situation in say 4-5 months? Ideally say some medium term returns, not benefit after 30 years. Sorry for possibly annoying question to the experts, just looking into some guidance