Many currencies have been propped up and artificially kept competitive via QE as the new tool to augment interest rates as having driven them so low, they had t

Many currencies have been propped up and artificially kept competitive via QE as the new tool to augment interest rates as having driven them so low, they had to use something else. The next tool in the box is negative interest rates. Kinda all leads into a perfect storm, and now have whole generations having grown up with no saving mentality and a have today, pay tomorrow expectation that if things ever go back to normal, real interest rates that encourage responsible spending instead of artificially stimulating an economy. Well, it will be a huge education for many and as always, the people end up paying for it.