Market has been hot so far this year, so the wise thing to do has been to slowly trim holdings for cash - i.e. up to 30% of your portfolio - so that you can buy

Market has been hot so far this year, so the wise thing to do has been to slowly trim holdings for cash - i.e. up to 30% of your portfolio - so that you can buy on the dip. The correction has been a long time coming but the pandemic is making it even worse.