It won't go very far in replacing income, but it could push a lot of people from a high risk category into a low risk category. "Annual income twenty pounds, a

It won't go very far in replacing income, but it could push a lot of people from a high risk category into a low risk category. "Annual income twenty pounds, annual expenditure nineteen [pounds] nineteen [shillings] and six [pence], result happiness. Annual income twenty pounds, annual expenditure twenty pounds ought and six, result misery." – David Copperfield, by Charles Dickens