Correct. A complete suspension of commerce in the service sector due to a sudden, unprecedented change in consumer behavior is a massive economic shock that I'

Correct. A complete suspension of commerce in the service sector due to a sudden, unprecedented change in consumer behavior is a massive economic shock that I've never witnessed in my lifetime. The good news is that this isn't a case where there is a lack of capital available (like 2008), and many businesses will be able to weather it. However, we need to be very aggressive about bailing out the businesses that are too small or constrained to weather the storm.