Both HOA and property taxes are a lien on the property and will eventually lead to losing the property if you don’t pay them. You seem to be assuming landlords

Both HOA and property taxes are a lien on the property and will eventually lead to losing the property if you don’t pay them. You seem to be assuming landlords are “rich” and tenants are “poor”, which may be true in many cases but it’s not a given. If you want means-tested benefits, just hand out cash based on means.