> Banks have the infrastructure to run drive-thru only branches. Maybe out in the suburbs, but here in NYC, where most bank branches are storefronts on the gro

> Banks have the infrastructure to run drive-thru only branches. Maybe out in the suburbs, but here in NYC, where most bank branches are storefronts on the ground floors of larger buildings, that would be impossible. Also, if banks closed, businesses could no longer accept cash payments, since there would be nowhere to deposit them. And lots of poor people rely on cash for buying life's necessities because they have no credit cards.