Maybe something like GoFundMe but with gift cards that have <100% redemption value, so it's neither entirely charity or unfunded liability. You need some trans

Maybe something like GoFundMe but with gift cards that have <100% redemption value, so it's neither entirely charity or unfunded liability. You need some transparency into the funding goals. Maybe even provide some sliding scale where after a certain amount purchased, the gift cards trend upwards towards 100%.