They’re not really apples for apples comparisons as people don’t have the same abilities to make money in 12 hours that businesses do. Overnight loans serve a p

They’re not really apples for apples comparisons as people don’t have the same abilities to make money in 12 hours that businesses do. Overnight loans serve a purpose to businesses that people or households don’t have a direct analog to use. I’d recon it’s more useful to offer a household or person a 1-3 month loan or credit line to help cover any lost wages due to sickness or fallout from the covid response.