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Are you retiring tomorrow? If not, it doesn't really matter does it.
by ornornor 7y ago
Are you retiring tomorrow? If not, it doesn't really matter does it.
- _bxg1 7y agoWell, or potentially in the next couple years depending on how things go. But the principle still applies.
- johnmarcus 7y agoSome people are. And I will one day, so not sure why you think it doesn't matter. Will it return? Sure. But that still leaves 1-2 years with no growth.
- toomuchtodo 7y agoYour portfolio should already be no more than 60% equities if you’re near retirement. If you’re not ready to retire, you have much time for the value of your portfolio to recover and continue to grow. “Time in the market” is the primary consideration, but also proper diversification (less growth, but also less risk) as you get closer to retirement.