Brace for impact, be flexible (as these are extraordinary circumstances) and forget about lawsuits or credit reporting as that would be very bad rep for you or

Brace for impact, be flexible (as these are extraordinary circumstances) and forget about lawsuits or credit reporting as that would be very bad rep for you or your business as it's somewhat of an ugly gesture - if you care about a reputation anyway. Look for government assistence if needed to pay bills by getting some of the smb credits being made available. Borrowing on invoice debt may be an option at your local bank. Payment enforcing is basically shutdown anyway. This is a major, WW shutdown, primary needs are top and invoiced payments are low in everyone priorities right now. And this could go on for months, not weeks as some believe. If you take up new work now, request payment upfront. Disclosure: I'm in Europe and I run a sw SMB with many €100M+ clients who have frozen all payments.