Allow me to suggest we wait to blame until after things are on the upswing. I completely understand the impulse -- hell, I'm doing it myself -- but for most of

Allow me to suggest we wait to blame until after things are on the upswing. I completely understand the impulse -- hell, I'm doing it myself -- but for most of the folks reading, the worst of this is ahead. I'm trying to focus on a bit of prep I haven't done, trying to anticipate for different scenarios and being kind to those around me. And my snarky side says there will be plenty more targets to blame in the coming weeks - think of it as an investment.