I agree with you, but $0.37 ins't going to be the difference between losing your house and not. And if it is there are lots of things you can do in 15 minutes t

I agree with you, but $0.37 ins't going to be the difference between losing your house and not. And if it is there are lots of things you can do in 15 minutes that will earn you a lot more than that. You could save $300 or more on car insurance. (I'm sorry I just had to)