This is wishful thinking. I will be surprised if central banks don’t use the ushering in of the next monetary system as an excuse to go full-stop 100% digital.

This is wishful thinking. I will be surprised if central banks don’t use the ushering in of the next monetary system as an excuse to go full-stop 100% digital. I get the sense you think this is a far off and unlikely event. I think it’s much more likely and impending than that.