> If the markets keep falling, I may end up with around 30k, which is enough for me to pay my mortgage for a year and a half. Hope you're factoring in the addi

> If the markets keep falling, I may end up with around 30k, which is enough for me to pay my mortgage for a year and a half. Hope you're factoring in the additional tax burden of extra income. That may decrease your runway from 18 months down to 13-14.