4 ms·
I've heard the following advice: Hold a % of bonds equal to the % of life you've lived and a % of stocks equal to the % of life you have left. Ex. If you're 40
by awb 7y ago
I've heard the following advice:
Hold a % of bonds equal to the % of life you've lived and a % of stocks equal to the % of life you have left.
Ex. If you're 40 and think you'll live to 100, try to hold 40% bonds and 60% stocks.
- ggambetta 7y agoAn even simpler and mostly equivalent formulation is the "your age in bonds" rule of thumb.
- vishnugupta 7y agoThe version I’ve heard is “equity share of your investments == life expectancy - current age”