Exactly - if I had lots of money lying around I'd probably invest some of it now. But it's not worth the risk if one doesn't have sufficient cash for bridging a

Exactly - if I had lots of money lying around I'd probably invest some of it now. But it's not worth the risk if one doesn't have sufficient cash for bridging at least an entire year. If it's just a dip - then I'll have to live with not making that money - whatever. But if it is the beginning of a recession then investing earlier than one year from now is financially inefficient. For now I'll stick to me regular investment strategy/cycle aiming at long term gains.