Do not invest if you need the money in the short-term or what you can't afford to lose. I'd be very hesitant to invest with debt financing. In all likely hood

Do not invest if you need the money in the short-term or what you can't afford to lose. I'd be very hesitant to invest with debt financing. In all likely hood it will recover, but no-one knows when how far long out that will be and you never want to be in a position where you're forced to sell.