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I would assume there are many insurance plans that include force majeure clauses. "Force majeure – or vis major – meaning "superior force", also known as cas fo
by wmeredith 7y ago
I would assume there are many insurance plans that include force majeure clauses. "Force majeure – or vis major – meaning "superior force", also known as cas fortuit or casus fortuitus "chance occurrence, unavoidable accident", is a common clause in contracts that essentially frees both parties from liability or obligation when an extraordinary event or circumstance beyond the control of the parties, such as a war, strike, riot, crime, or an event described by the legal term act of God, prevents one or both parties from fulfilling their obligations under the contract"
TLDR: If the event affecting you gets big enough/outrageous enough the insurance companies consider it an act of god and you aren't covered.
- sgt101 7y agoIn English law I think that this kind of clause has to be explicit and something that all parties sign up to - because the principle in English law is that parties can contract freely in any form that suits them. In other systems (and I think in the US - please correct me anyone who knows more!) you don't need an explicit clause to argue force majeure, you just need to get the court to agree that you are in extraordinary times.