You are completely unknowledgeable about how finance works. If RH were worried about credit spreads widening, which actually happened, then drawing on the credi

You are completely unknowledgeable about how finance works. If RH were worried about credit spreads widening, which actually happened, then drawing on the credit before while you can and having cash at hand makes a lot of sense before the banks won't accommodate your request. What they did sounds like a great strategy.