I have for sure run into services that strongly link an account to a person, but don't have a concept of administrative (non-functional) users. Mix this with dr

I have for sure run into services that strongly link an account to a person, but don't have a concept of administrative (non-functional) users. Mix this with draconian per-seat licensing and you have a situation where you might reasonably need to store 2FA creds in your vault. And if you squint a little it's still a 'thing you have' since the vault is something you have to have access to so you can generate the constantly changing 2FA token. It's just a bit easier, in theory, to access than a hardware token or an SMS endpoint.