I'd be interested to hear what you think a reasonable basement price would be. In Minnesota for a (very) healthy family of five, I pay over $600/month for a pla

I'd be interested to hear what you think a reasonable basement price would be. In Minnesota for a (very) healthy family of five, I pay over $600/month for a plan with an $11,000 deductible, meaning I essentially write a check every time one of my kids has a checkup. Which brings up one of the biggest red herrings in this whole debate - the notion that the U.S. has a "market-based" system. The next time you go to the doctor, ask someone what it's going to cost. Guess what? No one outside the two people working in the basement billing office have the slightest clue, because it's all paid for by the insurance fairies. There's nothing even remotely resembling an efficient market for healthcare in the U.S., but the insurance companies like to spout otherwise, because it's entirely to their advantage.