If you reinvested your dividends you'd be up 25% without taking into account inflation, or down a total of 1.5% if you took into account inflation. Not ideal, b

If you reinvested your dividends you'd be up 25% without taking into account inflation, or down a total of 1.5% if you took into account inflation. Not ideal, but not much different than when you started. I personally buy an all-world tracker, the Nikkei is an outlier. There could be issues that affect the global economy long term, but if that were the case, I'd have other things to worry about in addition to my investments.