"40% of people in the US cannot afford a $400 unexpected expense" It's my understanding that is a bullshit statistic as I said in another comment. I can't affo

"40% of people in the US cannot afford a $400 unexpected expense" It's my understanding that is a bullshit statistic as I said in another comment. I can't afford an unexpected expense of $400 right now, in the sense that if I really have to pay that bill immediately, I'm going to put it on a credit card. That doesn't make me financially strained.