For people who don't want a proprietary solution, there's GnuCash on the easier end and Beancount/Ledger/hledger etc. on the harder end. Beancount in particular

For people who don't want a proprietary solution, there's GnuCash on the easier end and Beancount/Ledger/hledger etc. on the harder end. Beancount in particular has Fava which is great for analysing spending and inflow/outflow more generally. Also all of these work outside of America, which is usually not the case for the proprietary solutions (at least the ones I'm aware of).