> How much money are you moving out of the market in 3 days? It's an emergency fund - likely not much. Maybe a few grand at most in that amount of time? > an

> How much money are you moving out of the market in 3 days? It's an emergency fund - likely not much. Maybe a few grand at most in that amount of time? > and needing the money. Unless the market cuts in half over-night I'll have the money. That's why I have twice as much as I need in that bucket. I've not really heard any compelling reason why I should move to a savings account. Yeah I might make more if the market takes an unprecedented long term decline, but realistically I'll make well over twice as much returns as I would that savings account.