My marketplace options were bad, expensive, and numerous. Coupled with relocation, I had next to no information about what plans/providers/networks were decent,

My marketplace options were bad, expensive, and numerous. Coupled with relocation, I had next to no information about what plans/providers/networks were decent, and had a very short time to research and decide about what to spend on. Routine services were ok (I did splurge a bit to have low specialist and prescription copays). Dental was not affordable. Going to a different job that took care of finding decent coverage options that fit the company and location made my life a lot easier and improved my quality of care and out of pocket expenses, while removing much of the stress in finding a healthcare provider that fit my needs and budget. That's why I won't do it. It's too stressful, too expensive, and the quality of the plans are shit.