To prevent this kind of thing from happening, regulations state that you cannot offer both Savvy and a traditional group health plan within the same "class" of

To prevent this kind of thing from happening, regulations state that you cannot offer both Savvy and a traditional group health plan within the same "class" of employees (IRS-defined, things like full-time vs. part-time vs. seasonal, etc.). If you were to offer Savvy, you can scale your employer contribution based on age and number of dependents to help address the higher costs of healthcare for those employees. Small groups can get large price increases if their members have serious health issues, and for them it can be cheaper to use us and get employees all the same tax savings, but buy on the individual market.