For a couple years now I've kept the vast majority of my savings in investments (Betterment) to keep them from depreciating, and because I can withdraw them in

For a couple years now I've kept the vast majority of my savings in investments (Betterment) to keep them from depreciating, and because I can withdraw them in an emergency given 3 days' notice. Obviously we're entering a season where that's to be avoided. So I'll probably start redirecting my surplus income to my regular savings account for a while just to give myself an extra buffer. Not withdrawing from the market, mind you, just taking a break from depositing into it.