combine that with frequently incompetent medical coding, and your insurence ends up not covering stuff they would otherwise cover 100%. my wife is on 3-way phon

combine that with frequently incompetent medical coding, and your insurence ends up not covering stuff they would otherwise cover 100%. my wife is on 3-way phone calls between the billing dept and insurance every month fighting incorrect bills from 6 months ago that did not arrive until 3 months later. she is now basically a better medical coder than the provider. it's a fucking circus designed to make patients pay through attrition alone - it eats away at your morale and free time.