The problem with society is not that people can be sued for a loan. The problem with the legal system is that if you get sued, for pretty much anything, you'll

The problem with society is not that people can be sued for a loan. The problem with the legal system is that if you get sued, for pretty much anything, you'll need to spend several thousands of dollars, regardless if you are actually liable or not. And if you want to sue someone, it will cost you several thousand too. 40% of people in the US cannot afford a $400 unexpected expense. That means that a huge portion of the population, is extremely susceptible to any legal issues, as they won't be able to properly use the legal system to fairly represent them and seek proper justice/relief. Ie. If those people get sued, they'll most likely not be able to afford defending the lawsuit - or if someone did something to them, they won't have the money to sue them. A proper legal system should not discriminate by level of wealth and should represent everyone equally.