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People can be awful, I learned that at my first customer service job. However, from 40,000 feet, one might listen to your story and think, ok, you took money f

People can be awful, I learned that at my first customer service job. However, from 40,000 feet, one might listen to your story and think, ok, you took money from someone and didn't give it back, and now you're being inconvenienced and harassed, and this is supposed to be a major societal problem? What about people that get sent to prison for stealing the same or less money? Or a candy bar? To be sure, I can imagine being in the same place, and I can imagine dealing with a crazy/obsessive litigant and being very unhappy about it. But if it were me, I wouldn't expect people to sympathize or agree that it's a problem with society.

ta1234567890 7y ago
The problem with society is not that people can be sued for a loan. The problem with the legal system is that if you get sued, for pretty much anything, you'll need to spend several thousands of dollars, regardless if you are actually liable or not. And if you want to sue someone, it will cost you several thousand too. 40% of people in the US cannot afford a $400 unexpected expense. That means that a huge portion of the population, is extremely susceptible to any legal issues, as they won't be able to properly use the legal system to fairly represent them and seek proper justice/relief. Ie. If those people get sued, they'll most likely not be able to afford defending the lawsuit - or if someone did something to them, they won't have the money to sue them. A proper legal system should not discriminate by level of wealth and should represent everyone equally.
- perl4ever 7y ago
  "40% of people in the US cannot afford a $400 unexpected expense" It's my understanding that is a bullshit statistic as I said in another comment. I can't afford an unexpected expense of $400 right now, in the sense that if I really have to pay that bill immediately, I'm going to put it on a credit card. That doesn't make me financially strained.

ta1234567890 7y ago

The problem with society is not that people can be sued for a loan. The problem with the legal system is that if you get sued, for pretty much anything, you'll need to spend several thousands of dollars, regardless if you are actually liable or not. And if you want to sue someone, it will cost you several thousand too. 40% of people in the US cannot afford a $400 unexpected expense. That means that a huge portion of the population, is extremely susceptible to any legal issues, as they won't be able to properly use the legal system to fairly represent them and seek proper justice/relief. Ie. If those people get sued, they'll most likely not be able to afford defending the lawsuit - or if someone did something to them, they won't have the money to sue them. A proper legal system should not discriminate by level of wealth and should represent everyone equally.

perl4ever 7y ago
"40% of people in the US cannot afford a $400 unexpected expense" It's my understanding that is a bullshit statistic as I said in another comment. I can't afford an unexpected expense of $400 right now, in the sense that if I really have to pay that bill immediately, I'm going to put it on a credit card. That doesn't make me financially strained.