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Contribute the max that work will match, and put it in the safest vehicle that you are given an option to invest in, preferable T-Bills. The money will add up
by zoomzoom 16y ago
Contribute the max that work will match, and put it in the safest vehicle that you are given an option to invest in, preferable T-Bills.
The money will add up over time, and it is like getting a 6% raise!
- btmorex 16y agoIf you're 26 years old, investing in t-bills is a horrible idea. Show me a 40 year period where t-bills have outperformed the stock market. OP, she definitely put in as much as money as her employer will match. If there's more leftover, put in another 5k into an IRA (at her salary and considering she's already investing in a 401k, probably a roth ira is a better idea). Put it almost all in a low cost index fund (either one that tracks the S&p 500 or something like vanguard's total stock market fund). If you want you can stick a little in bonds or international stocks although neither are necessary.