All true. Even without the concern of competing against big money, there's always the simple fact that you can just lose a bet. Through a personal connection,

All true. Even without the concern of competing against big money, there's always the simple fact that you can just lose a bet. Through a personal connection, I'm aware of a failed SAP implementation that cost a company their position on the DOW. You'd never consider that was a possibility as a teenager because SAP doesn't even exist in your universe yet.