If you really believe what you're saying, don't worry about timing the bottom. You're arguing that the current state of the markets is already a huge overreact

If you really believe what you're saying, don't worry about timing the bottom. You're arguing that the current state of the markets is already a huge overreaction. Just buy into an index tracking one of the hard-hit sectors, and hold through the panic. If this is an overreaction, there's no way the panic's going to last many years, so you won't risk insolvency.