As long as the fed is printing fake money, money is essentially free to those with good credit, and it makes sense to do all the things described by the OP. Som

As long as the fed is printing fake money, money is essentially free to those with good credit, and it makes sense to do all the things described by the OP. Someone will bite, and you may as well make the money. One day, I hope for a society where money is a real measure of productivity and all the things the OP said will be 100% valid. This is not that day.