We'll see, the governor has ordered insurers to waive all costs (https://thehill.com/policy/healthcare/485622-new-york-insurers-ordered-to-to-waive-costs-associ

We'll see, the governor has ordered insurers to waive all costs (https://thehill.com/policy/healthcare/485622-new-york-insurers-ordered-to-to-waive-costs-associated-with-coronavirus https://thehill.com/policy/healthcare/485622-new-york-insure...), and actually California just did the same. Maybe tax payers will end up paying in the end though, either through civil courts or some kind of backward-effective legislation.